DORA Compliance IT Services for Financial Firms

The Digital Operational Resilience Act is in force. Your ICT provider is now a regulated link in the chain. We built our service to meet that standard.

Key Requirements

ICT Risk Management Framework

You must maintain a comprehensive framework to identify, protect against, detect, respond to, and recover from ICT-related disruptions. This means documented policies, defined risk tolerances, and continuous monitoring across your entire technology estate.

ICT Incident Reporting

Major ICT incidents must be classified, documented, and reported to your competent authority within strict timeframes. Initial notification within 4 hours, intermediate report within 72 hours, and a final root-cause report within one month.

Digital Operational Resilience Testing

Regular testing of your ICT systems is mandatory, including vulnerability assessments, network security reviews, and for firms meeting the threshold, threat-led penetration testing (TLPT) at least every three years.

Third-Party ICT Risk Management

Every outsourced ICT arrangement must be governed by written contracts with specific DORA-mandated clauses covering data access, audit rights, exit strategies, and subcontracting controls.

Information Sharing

Firms are encouraged to participate in threat intelligence sharing arrangements with peers and authorities to strengthen collective resilience across the financial sector.

Proportionality Principle

Requirements scale with your size, risk profile, and the complexity of your ICT services. Smaller firms face lighter obligations, but no firm is exempt from the core framework.

Why DORA Changes Everything for Financial Services IT

The Digital Operational Resilience Act is not another checkbox exercise. It is the first regulation that treats your technology infrastructure as a systemic risk to financial stability and holds both you and your ICT providers accountable for managing that risk.

Since enforcement began in January 2025, the European Supervisory Authorities have been clear: digital operational resilience is now a board-level responsibility. Your ICT arrangements are no longer an operational detail buried in procurement. They are a regulated function subject to supervisory scrutiny, mandatory testing, and formal incident reporting.

For London financial firms, the January 2026 UK-EU Memorandum of Understanding on financial services cooperation has made DORA alignment functionally unavoidable. The FCA’s own operational resilience framework, in force since March 2025, mirrors DORA’s core principles. Whether you operate under EU jurisdiction directly or through the UK’s parallel regime, the destination is the same.

The Scale of the Challenge

Research from the European Banking Authority published in late 2025 found that 43% of financial entities across the EU had not fully implemented their DORA compliance programmes by the enforcement date. The primary obstacles cited were third-party contract remediation, ICT risk framework documentation, and establishing proportionate resilience testing programmes.

The firms struggling most are those in the 20-to-200 headcount range. Large banks have dedicated compliance and technology risk teams. Sole traders fall below the threshold for the most demanding requirements. Mid-market firms, the hedge funds, asset managers, boutique advisory houses, and payment firms that define London’s financial services sector, face the full weight of DORA obligations with limited internal capacity.

This is precisely the gap a specialist managed service provider fills.

The Five Pillars and What They Demand from Your IT

ICT Risk Management requires a living framework, not a policy document written once and filed. Your IT environment must be continuously monitored, with risks identified, assessed, and mitigated in a documented cycle. Every asset, every dependency, every point of failure must be mapped and managed.

Incident Reporting means your IT provider must be able to classify incidents against DORA’s severity criteria, escalate within the mandated timeframes, and produce root-cause analysis that satisfies regulatory expectations. Ad-hoc ticket systems and informal escalation paths will not pass scrutiny.

Resilience Testing goes beyond annual penetration tests. DORA requires a structured programme including vulnerability scanning, scenario-based testing, and for firms above the threshold, threat-led penetration testing conducted by qualified external testers.

Third-Party Risk Management is where most firms are furthest behind. Every ICT contract must be reviewed against DORA’s Article 30 requirements. Exit strategies, audit rights, data handling obligations, and subcontracting controls must be explicitly documented.

Information Sharing encourages participation in sector-wide threat intelligence arrangements. While voluntary, firms that participate demonstrate a mature approach to resilience that regulators view favourably.

How Nerdster Delivers DORA-Ready Managed IT

We built our managed services model around the requirements that regulated firms face. Our contracts include DORA Article 30 clauses as standard. Our monitoring platform produces the asset inventories and dependency maps that ICT risk management frameworks require. Our incident management process is designed around regulatory reporting timeframes, not just internal SLA targets.

When you engage Nerdster as your managed IT provider, we begin with a structured DORA gap analysis. We map your current ICT arrangements against each pillar, identify where you fall short, and build a remediation plan with clear milestones.

We coordinate resilience testing programmes with specialist partners, manage vulnerability scanning cycles, and maintain the documentation trail that proves continuous compliance. When your compliance officer or external auditor asks for evidence, it exists, it is current, and it is accessible.

DORA compliance is not a project with a finish line. It is an ongoing operational discipline. The firms that treat it as a one-off exercise will find themselves back in remediation within a year. The firms that embed it into how their IT is managed, from day one, will find that compliance becomes a byproduct of good operations rather than a separate workstream.

That is the model we operate, and it is the model your regulators expect.

FAQ

Frequently asked questions

Does DORA apply to UK-based financial firms?

DORA is an EU regulation that directly applies to firms operating within the EU. However, UK firms with EU clients, subsidiaries, or cross-border operations are affected. The FCA and PRA have also aligned their operational resilience expectations closely with DORA, and the UK-EU Memorandum of Understanding signed in January 2026 formalises regulatory cooperation on digital resilience. In practice, most London financial firms need to meet DORA-equivalent standards.

When did DORA enforcement begin?

DORA became enforceable on 17 January 2025. The European Supervisory Authorities began active supervision from that date. Firms that have not yet completed their implementation programmes are already operating outside compliance.

What does DORA mean for our IT provider relationship?

DORA places your ICT providers under direct regulatory scrutiny. Your contracts must include specific clauses covering audit rights, incident reporting obligations, exit plans, and data location requirements. Critical ICT providers may also be subject to direct oversight by EU supervisory authorities.

How long does it take to become DORA-ready?

For a typical London financial services firm with 20-200 staff, a structured DORA readiness programme takes 3-6 months. This covers gap analysis, policy development, contract remediation, testing programme design, and incident response procedure updates.

Can Nerdster act as our DORA-compliant ICT provider?

Yes. Our managed services contracts include DORA-mandated clauses by default. We provide documented ICT risk management, incident classification and reporting support, resilience testing coordination, and the audit access rights your compliance team requires.

What happens if we fail to comply with DORA?

EU competent authorities can impose administrative penalties and remedial measures. Beyond fines, non-compliance creates material risk during regulatory examinations, client due diligence reviews, and cyber insurance renewals. Reputational damage from a publicised ICT failure without proper resilience frameworks can be more costly than the penalties themselves.

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